About Private Money Loans It can be difficult to get financing for a large sum of money.  Most banks have a protocol in which they follow, which may leave the borrower leaving empty-handed.  They have to go through credit checks and the history of the applicant's status which may not measure up to the bank's standards.  This is where the option for private equity lenders comes into perspective.  If the borrower has a low credit score, then it does not mean all is lost.  They are not based on income, assets, or credit.  They approve the loans based on the borrower's equity. ...